Terms of Service
1. Acceptance of Terms
These Terms of Service (“Terms”) govern your access to and use of the AggreLend platform (the “Platform”), operated by AggreLabs LLC., a United States–incorporated company (“we,” “us,” or “AggreLend”). Please read these Terms carefully. By accessing or using the Platform in any manner, including but not limited to browsing the website, connecting your Solana wallet, or depositing digital assets, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must immediately discontinue use of the Platform.
3. Wallet Connection And Deposits
To interact with AggreLend, you must connect a compatible Solana wallet (such as Phantom, Solflare, or any other Solana-compatible wallet). When you elect to deposit supported tokens—currently including USDC, USDT, SOL, WBTC, WETH, and various other major SPL tokens—your deposit is sent to a smart contract vault corresponding to that asset. All deposits of the same token are pooled into a single vault, which the smart contract uses to execute yield-optimizing strategies on your behalf. You acknowledge that the smart contract code executes automatically, and you bear full responsibility for verifying compatibility and network conditions before submitting any transaction.
4. Withdrawals and Redemptions
At any time, you may initiate a withdrawal transaction to redeem your deposited assets plus any accrued yield. Withdrawals are subject solely to on-chain Solana network confirmation times and associated network fees. AggreLend does not impose any withdrawal lock-ups, redemption delays, or penalties. However, you are responsible for ensuring that your wallet is capable of receiving the assets and that you have familiarity with transaction fees, confirmations, and potential network congestion.
5. Fee Structure and Future Changes
Currently, AggreLend does not charge any fees: there are no deposit fees, withdrawal fees, performance fees, or management fees. All yield generated through third-party lending protocols is passed through directly to you.
In order to open an AggreLend position, the Solana network requires a one-time rent deposit to create your program-derived account (PDA). This rent deposit is very small—merely enough to cover the on-chain storage costs—and is collected automatically when you first deposit into a pool. As soon as you close your position, that entire rent deposit is returned to your wallet in full. You never lose these funds, and there is no additional charge or deduction.
Once our user base and liquidity reach sufficient scale, we intend to introduce a performance fee on yield generated. Any such fee introduction or change to our fee structure will be announced at least thirty (30) days in advance via a prominent on-site notice and direct email notification to info@aggrelend.com. By continuing to use the platform after the effective date of any new fee structure, you agree to pay the fees then in effect. Network or gas fees required to execute deposits, withdrawals, or yield-optimizing transactions will continue to be covered by AggreLabs LLC., subject to Solana network conditions and market pricing.
AggreLend plans to conduct a community fundraising initiative through a special NFT launch and a Token Generation Event (TGE) in the future. We will publish separate terms and disclosures governing participation in those events when they occur. Those additional terms will describe eligibility, token allocation, vesting schedules, rights, and any associated regulatory disclosures. Participation in the NFT launch and TGE will be subject to those supplemental agreements.
Decentralized finance (DeFi) involves inherent risks. By using AggreLend, you acknowledge and accept that there are risks related to smart contract vulnerabilities, market volatility, potential loss of principal, and other unforeseen technical or economic issues. While our smart contracts have been thoroughly audited by an independent third-party security firm and are designed to be non-custodial and secure, no system can be guaranteed completely risk-free. You should conduct your own due diligence and, if necessary, consult with legal, financial, or tax advisors before using the Platform. Nothing on the Platform constitutes investment, financial, legal, or tax advice, and all information is provided “as-is” without warranties of any kind.
AggreLend’s optimization engine interacts with various third-party Solana lending protocols—including but not limited to Kamino Finance (Main, JLP, Fartcoin Market), Drift (Main, JLP), MarginFi, Solend, and DefiTuna—via Cross-Program Invocation (CPI). We do not control, endorse, or guarantee the performance of any third-party protocol. Your use of those integrated protocols is at your own risk, and you are solely responsible for understanding their terms, conditions, and associated risks. We disclaim all liability for any failures, vulnerabilities, bugs, or economic exploits that may occur in any third-party protocol.
All content and materials available on the Platform—including but not limited to software code, documentation, user interfaces, logos, graphics, trademarks, and text—are the property of AggreLabs LLC. or its licensors and are protected by U.S. and international intellectual property laws. Your right to use such content is limited to your personal, non-commercial use of the Platform in accordance with these Terms. Any unauthorized reproduction, modification, distribution, or creation of derivative works based on our intellectual property is strictly prohibited.
Protecting your privacy is important to us. Our Privacy Policy, available separately on the Platform, describes the types of personal data we collect, how we use it, and the choices you have regarding your information. By using AggreLend, you consent to our collection and use of information as described in the Privacy Policy. In the event of conflict between these Terms and the Privacy Policy, the Privacy Policy will govern with respect to data privacy matters.
To the fullest extent permitted by law, you agree to indemnify, defend, and hold harmless AggreLabs LLC., its affiliates, and their respective officers, directors, employees, agents, and licensors from and against any claim, demand, liability, damages, loss, or expense (including reasonable attorneys’ fees) arising out of or related to (a) your breach or alleged breach of these Terms, (b) your use of or inability to use the Platform, (c) your violation of any third-party right, or (d) your misconduct or negligence.
The Platform and all information, tools, and services provided through it are provided “as-is” and “as-available,” with all faults and without warranty of any kind. To the maximum extent permitted by law, AggreLabs LLC. disclaims all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, title, and non-infringement. We do not warrant that the Platform will be uninterrupted, error-free, secure, or free of harmful components, nor that any defects will be corrected.
In no event shall AggreLabs LLC., its affiliates, licensors, or any third party mentioned on the Platform be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenues, data, or goodwill, whether in contract, tort, strict liability, or otherwise, arising from or relating to these Terms or your use of the Platform, even if advised of the possibility of such damages. Your sole and exclusive remedy for dissatisfaction with the Platform is to discontinue use of the Platform.
If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, that provision will be enforced to the fullest extent possible and the remaining provisions will remain in full force and effect. Our failure to enforce any right or provision of these Terms will not constitute a waiver of such right or provision. These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law principles. You agree that any legal action or proceeding between you and AggreLabs LLC. will be brought exclusively in the federal or state courts located in the United States.
We strive to provide timely and helpful support. If you have any questions, concerns, or complaints about these Terms or any aspect of the Platform, please email us at info@aggrelend.com. We endeavor to acknowledge receipt of all inquiries within three business days and to resolve issues promptly.